Chief Minister Health Scheme: A New Beginning for Punjab — Rs. 10 Lakh Protection, Relief for Every Family

Jan 28, 2026, 16:26 IST

The Chief Minister Health Scheme offers a new beginning for Punjab, providing free, cashless healthcare protection of up to 10 lakh for every family, defying income limits to ensure health is a right for all citizens.

Before the start of the new year, the Punjab Government has taken a decision in the health sector that is expected to have a long-term impact on the lives of ordinary people. The Chief Minister’s approval to follow up on the Chief Minister Health Scheme from January 2026 is being considered a huge move that can change the face of healthcare in the state. According to the scheme, free healthcare of up to ₹10 lakh is available to each family in Punjab.

Till date, health insurance plans have been constrained by income or tailored to certain beneficiaries. The new Chief Minister Health Scheme defies such delimitations. Government servants, seniors, and common citizens will equally come under the umbrella of this insurance plan. This spreads one message loud and clear—that health care is no more a privilege but a right of all citizens.

The cost of treatment would be borne by the government in empaneled government and private hospitals for serious diseases, complicated surgery, ICU, and Critical Care, investigation tests, and medicines. The scheme would be totally cashless and paperless. The benefit would be to remove the stress, whether it is physical or money, that the patient goes through due to the illness. It will be a lifesaver for the villages because the patient would be apprehensive about the cost of illness.

The scheme will not only expand access to treatment but also strengthen public trust in the government healthcare system. This decision by Chief Minister Bhagwant Singh Mann is expected to play an important role in shaping a healthier, safer, and more inclusive Punjab in the years to come.

Jagran Josh
Jagran Josh

Education Desk

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